2174 45 1/2 RoadDe BequeCO81630
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2174 45 1/2 Road, De Beque, CO, 81630 in De Beque deserves attention. This $401,740 property earns $3,972/mo in rent, a 11.86% gross yield, and nets $1,631/mo after the $1,806/mo payment. DSCR 2.20 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $110,993 compounds alongside $3,700/yr in yearly equity build, for a total cumulative return of $256,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 8.0% |
| Monthly Cash Flow | $1,631 | $300 |
City averages based on De Beque market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,972 |
| Total Monthly Debt Service | $2,181 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81630, De Beque, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 459 (100%) |
| Owner Occupied HU | 304 (66.2%) |
| Renter Occupied HU | 100 (21.8%) |
| Vacant Housing Units | 55 (12.0%) |
| Median Home Value | $551,653 |
| Average Home Value | $601,891 |
Housing Distribution
Address Breakdown
Residential
189
Single Family
189
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81630, De Beque, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 459 (100%) |
| Owner Occupied HU | 304 (66.2%) |
| Renter Occupied HU | 100 (21.8%) |
| Vacant Housing Units | 55 (12.0%) |
| Median Home Value | $551,653 |
| Average Home Value | $601,891 |
Housing Distribution
Address Breakdown
Residential
189
Single Family
189
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices