21706 County Road 26HoustonMN55943
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 21706 County Road 26, Houston, MN, 55943 in Houston at $385,000. Rental yield 6.33%. The 6.33% yield and 1.17 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $106,368 by year five, and $3,546/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $122,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 8.0% |
| Monthly Cash Flow | $(374) | $350 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,030 |
| Total Monthly Debt Service | $2,251 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55943, Houston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,084 (73.8%) |
| Renter Occupied HU | 248 (16.9%) |
| Vacant Housing Units | 137 ( 9.3%) |
| Median Home Value | $353,810 |
| Average Home Value | $472,078 |
Housing Distribution
Address Breakdown
Residential
1,132
Single Family
1,110
Multi-Family
22
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55943, Houston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,084 (73.8%) |
| Renter Occupied HU | 248 (16.9%) |
| Vacant Housing Units | 137 ( 9.3%) |
| Median Home Value | $353,810 |
| Average Home Value | $472,078 |
Housing Distribution
Address Breakdown
Residential
1,132
Single Family
1,110
Multi-Family
22
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices