217 Walnut LnAberdeenMD21001
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play217 Walnut Ln, Aberdeen, MD, 21001 in Aberdeen is priced for appreciation, not yield. Rental yield 3.33%. At $550,000 with a 3.33% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $151,955 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.62) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $86,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.5% |
| Monthly Cash Flow | $(1,896) | $320 |
City averages based on Aberdeen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $3,202 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1950
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21001, Aberdeen, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,886 (100%) |
| Owner Occupied HU | 7,482 (58.1%) |
| Renter Occupied HU | 4,468 (34.7%) |
| Vacant Housing Units | 936 ( 7.3%) |
| Median Home Value | $348,584 |
| Average Home Value | $420,044 |
Housing Distribution
Address Breakdown
Residential
11,341
Single Family
9,363
Multi-Family
1,978
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1950
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21001, Aberdeen, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,886 (100%) |
| Owner Occupied HU | 7,482 (58.1%) |
| Renter Occupied HU | 4,468 (34.7%) |
| Vacant Housing Units | 936 ( 7.3%) |
| Median Home Value | $348,584 |
| Average Home Value | $420,044 |
Housing Distribution
Address Breakdown
Residential
11,341
Single Family
9,363
Multi-Family
1,978
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices