217 E Juliette StThorntonIL60476
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing217 E Juliette St, Thornton, IL, 60476 in Thornton is a stable, well-positioned rental at $380,000. Rental yield 6.82%. DSCR 1.26 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $104,987 in value and $3,500/yr in principal paydown builds equity, a total projected return of $114,690.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.5% |
| Monthly Cash Flow | $(477) | $1,500 |
City averages based on Thornton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $2,485 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60476, Thornton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,049 (100%) |
| Owner Occupied HU | 779 (74.3%) |
| Renter Occupied HU | 208 (19.8%) |
| Vacant Housing Units | 62 ( 5.9%) |
| Median Home Value | $152,981 |
| Average Home Value | $347,317 |
Housing Distribution
Address Breakdown
Residential
964
Single Family
904
Multi-Family
60
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60476, Thornton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,049 (100%) |
| Owner Occupied HU | 779 (74.3%) |
| Renter Occupied HU | 208 (19.8%) |
| Vacant Housing Units | 62 ( 5.9%) |
| Median Home Value | $152,981 |
| Average Home Value | $347,317 |
Housing Distribution
Address Breakdown
Residential
964
Single Family
904
Multi-Family
60
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices