217 Dairy RdRuckersvilleVA22968
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 217 Dairy Rd, Ruckersville, VA, 22968 in Ruckersville: $3,140/mo in rent, $576/mo in net income, 8.78% gross yield, 1.63 DSCR, all at $429,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $118,525 in appreciation and $3,951/yr in principal paydown projects total cumulative return of $199,348.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $576 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,140 |
| Total Monthly Debt Service | $2,394 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22968, Ruckersville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,574 (100%) |
| Owner Occupied HU | 3,638 (79.5%) |
| Renter Occupied HU | 705 (15.4%) |
| Vacant Housing Units | 231 ( 5.1%) |
| Median Home Value | $373,954 |
| Average Home Value | $396,239 |
Housing Distribution
Address Breakdown
Residential
4,481
Single Family
4,435
Multi-Family
46
Businesses
345
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22968, Ruckersville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,574 (100%) |
| Owner Occupied HU | 3,638 (79.5%) |
| Renter Occupied HU | 705 (15.4%) |
| Vacant Housing Units | 231 ( 5.1%) |
| Median Home Value | $373,954 |
| Average Home Value | $396,239 |
Housing Distribution
Address Breakdown
Residential
4,481
Single Family
4,435
Multi-Family
46
Businesses
345
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Wood • ACTION REAL ESTATE
Mls Name: CAAR
Mls Provider:
Mls ID: #657397
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.