217 Apple LnAnnaIL62906
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 217 Apple Ln, Anna, IL, 62906 in Anna. At $189,900 it earns $1,759/mo in rent and distributes $442/mo to the owner after the $854/mo payment, a consistent 11.12% yield. DSCR 2.06 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,466 in value; $1,749/yr in principal paydown compounds ownership stake. Total projected return: $101,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.0% |
| Monthly Cash Flow | $442 | $300 |
City averages based on Anna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,759 |
| Total Monthly Debt Service | $1,242 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62906, Anna, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,351 (100%) |
| Owner Occupied HU | 2,093 (62.5%) |
| Renter Occupied HU | 887 (26.5%) |
| Vacant Housing Units | 371 (11.1%) |
| Median Home Value | $162,168 |
| Average Home Value | $195,884 |
Housing Distribution
Address Breakdown
Residential
3,061
Single Family
2,866
Multi-Family
195
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62906, Anna, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,351 (100%) |
| Owner Occupied HU | 2,093 (62.5%) |
| Renter Occupied HU | 887 (26.5%) |
| Vacant Housing Units | 371 (11.1%) |
| Median Home Value | $162,168 |
| Average Home Value | $195,884 |
Housing Distribution
Address Breakdown
Residential
3,061
Single Family
2,866
Multi-Family
195
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DEBBY J MCKIBBEN • SHAWNEE HILLS REAL ESTATE, LLC
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #EB456753
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.