21645 Parrotts Ferry RdColumbiaCA95310
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Columbia at 21645 Parrotts Ferry Rd, Columbia, CA, 95310 projects strong ROI of -1.52%. Rental yield 0.6%. With 5% annual appreciation, the property builds $1,104,850 in value over five years. Equity growth combined delivers a projected five-year ROI of 4.62%, translating into $52,219 in total cumulative return on $1,129,718 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.0% |
| Monthly Cash Flow | $(22,751) | $1,200 |
City averages based on Columbia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,987 |
| Total Monthly Debt Service | $23,147 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
14.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95310, Columbia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 843 (100%) |
| Owner Occupied HU | 564 (66.9%) |
| Renter Occupied HU | 179 (21.2%) |
| Vacant Housing Units | 100 (11.9%) |
| Median Home Value | $566,216 |
| Average Home Value | $586,006 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
790
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
14.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95310, Columbia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 843 (100%) |
| Owner Occupied HU | 564 (66.9%) |
| Renter Occupied HU | 179 (21.2%) |
| Vacant Housing Units | 100 (11.9%) |
| Median Home Value | $566,216 |
| Average Home Value | $586,006 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
790
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Kraft • Vista Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #225600859