21636 David Dr, Elkmont, AL, 35620 | 4.34% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Elkmont at 21636 David Dr, Elkmont, AL, 35620 offers a 4.34% rental yield on a $274,900 purchase with $995/mo rent. 59% in year one. Equity gained on principal adds $1,774/yr while 5% annual appreciation supports $75,950 over five years. Portfolio math shows five-year ROI at 62.86% and total cumulative return in cash at $57,279. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $995/mo property income against a $1,346/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in N/A

0.80 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35620, Elkmont, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,045 (100%)
Owner Occupied HU	3,136 (77.5%)
Renter Occupied HU	705 (17.4%)
Vacant Housing Units	204 ( 5.0%)
Median Home Value	$262,939
Average Home Value	$298,829