21615 York RdFreelandMD21053
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Freeland rentals match the income profile of 21615 York Rd, Freeland, MD, 21053. Listed at $115,000, gross rent is $2,215/mo and net cash flow is $1,500/mo, a 23.12% yield well above national averages. DSCR 4.28 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $31,772 by year five with $1,059/yr in annual principal reduction, projecting $140,171 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.1% | 6.5% |
| Monthly Cash Flow | $1,500 | $300 |
City averages based on Freeland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,215 |
| Total Monthly Debt Service | $669 |
| DSCR Ratio | 3.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21053, Freeland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 1,059 (85.7%) |
| Renter Occupied HU | 102 ( 8.3%) |
| Vacant Housing Units | 74 ( 6.0%) |
| Median Home Value | $576,499 |
| Average Home Value | $609,358 |
Housing Distribution
Address Breakdown
Residential
1,201
Single Family
1,193
Multi-Family
8
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21053, Freeland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 1,059 (85.7%) |
| Renter Occupied HU | 102 ( 8.3%) |
| Vacant Housing Units | 74 ( 6.0%) |
| Median Home Value | $576,499 |
| Average Home Value | $609,358 |
Housing Distribution
Address Breakdown
Residential
1,201
Single Family
1,193
Multi-Family
8
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices