216 W Penn StPhiladelphiaPA19144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 216 W Penn St, Philadelphia, PA, 19144 in Philadelphia speaks for itself: 11.51% gross on a $444,888 price, generating $4,268/mo in rent and $1,353/mo in net income after the $2,001/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,237 stacks alongside $122,914 in projected five-year appreciation and $4,097/yr in principal reduction. Projected total cumulative return: $256,514.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.8% |
| Monthly Cash Flow | $1,353 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,268 |
| Total Monthly Debt Service | $2,738 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,452 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,452 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2564134