216 Umber Rd, Locust Grove, GA, 30248 | $33/mo Cash Flow

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216 Umber Rd, Locust Grove, GA, 30248 | $33/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Locust Grove at 216 Umber Rd, Locust Grove, GA, 30248 offers a 7.39% rental yield on a $455,270 purchase with $2,804/mo rent. Total monthly income registers $2,804/mo, and a $2,228/mo payment leaves $33/mo available for distribution. Annual cash flow reaches $402/yr on $150,922 to close, and return on cash invested stands at 20.18% in year one. Equity gained on principal adds $2,938/yr while 5% annual appreciation supports $125,783 over five years. Portfolio math shows five-year ROI at 104.15% and total cumulative return in cash at $157,180. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,804/mo property income against a $2,228/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

The Savannah floorplan at Evergreen Crossing is a 5 bedroom, 4 bathroom two-story home covering 3,034 sq. ft. The 2-car garage ensures plenty of room for vehicles and storage. Classic and timeless, this incredible design offers a formal dining room and formal living space upon entry. Create a separate living area or a dedicated home office depending on your lifestyle. Beyond the foyer you're greeted by a spacious family room with a dramatic wall of bowed windows. The family room flows effortlessly into a casual breakfast area and a well-appointed kitchen featuring an island with bar stool seating, contemporary cabinetry, stainless steel appliances and beautiful quartz countertops. A guest bedroom and full bath complete the main level. Upstairs offers a private bedroom suite that is truly like no other. From the spacious sleeping quarters to the separate sitting room featuring the same dramatic bowed windows downstairs, you will be surrounded in luxury. Adjoining is a spa-like bath with dual vanities, separate shower, garden tub and extra closet space. There are three secondary bedrooms, two that share a split bath for the ultimate in convenience. Our homes are not only well designed, they're also smart, as each comes standard with our industry-leading suite of smart home technology that allows you to monitor your home. Photos used for illustrative purposes and may not depict actual home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 30248, Locust Grove, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,812 (100%)
Owner Occupied HU	9,530 (80.7%)
Renter Occupied HU	1,862 (15.8%)
Vacant Housing Units	420 ( 3.6%)
Median Home Value	$363,565
Average Home Value	$387,256