216 N Birch StRoyaltonMN56373
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 216 N Birch St, Royalton, MN, 56373 in Royalton delivers $2,779/mo in gross rent and $501/mo in net monthly income at a $364,900 entry. The 9.14% yield and 1.69 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $100,815 over five years and $3,361/yr in equity from loan paydown, total projected return is $170,668.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.8% |
| Monthly Cash Flow | $501 | $350 |
City averages based on Royalton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,779 |
| Total Monthly Debt Service | $2,133 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56373, Royalton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 1,005 (78.5%) |
| Renter Occupied HU | 194 (15.2%) |
| Vacant Housing Units | 81 ( 6.3%) |
| Median Home Value | $295,629 |
| Average Home Value | $342,724 |
Housing Distribution
Address Breakdown
Residential
1,186
Single Family
1,122
Multi-Family
64
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56373, Royalton, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,280 (100%) |
| Owner Occupied HU | 1,005 (78.5%) |
| Renter Occupied HU | 194 (15.2%) |
| Vacant Housing Units | 81 ( 6.3%) |
| Median Home Value | $295,629 |
| Average Home Value | $342,724 |
Housing Distribution
Address Breakdown
Residential
1,186
Single Family
1,122
Multi-Family
64
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices