216 Monica DrSaint LouisMO63127
INVESTMENT ANALYSIS
Investment Verdict
Solid Income216 Monica Dr, Saint Louis, MO, 63127 in Saint Louis is a solid income-producing rental, 9.41% gross yield, $1,568/mo rent, $323/mo net cash flow on a $199,900 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $55,229 and $1,841/yr in principal reduction project a total cumulative return of $96,638.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $323 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,568 |
| Total Monthly Debt Service | $1,165 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
5,279 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
5,279 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63127, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,141 (100%) |
| Owner Occupied HU | 1,654 (77.3%) |
| Renter Occupied HU | 358 (16.7%) |
| Vacant Housing Units | 129 ( 6.0%) |
| Median Home Value | $558,943 |
| Average Home Value | $585,038 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
1,846
Multi-Family
544
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Allen Brake • Allen Brake Real Estate
Mls Name: MARIS
Mls ID: #25051945