216 Eagle StRed CliffCO81649
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 216 Eagle St, Red Cliff, CO, 81649 in Red Cliff is capital appreciation. Rental yield 4.52%. The 4.52% gross yield at $1,045,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $288,714 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.84) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $256,055.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.0% |
| Monthly Cash Flow | $(2,153) | $1,500 |
City averages based on Red Cliff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,937 |
| Total Monthly Debt Service | $5,674 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2004
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81649, Red Cliff, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 104 (100%) |
| Owner Occupied HU | 45 (43.3%) |
| Renter Occupied HU | 41 (39.4%) |
| Vacant Housing Units | 18 (17.3%) |
| Median Home Value | $1,220,588 |
| Average Home Value | $1,326,667 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2004
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81649, Red Cliff, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 104 (100%) |
| Owner Occupied HU | 45 (43.3%) |
| Renter Occupied HU | 41 (39.4%) |
| Vacant Housing Units | 18 (17.3%) |
| Median Home Value | $1,220,588 |
| Average Home Value | $1,326,667 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Whitman • Berkshire Hathaway - Beaver Creek Lodge
Mls Name: VMLS
Mls Provider:
Mls ID: #1009401
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