216 BrooksSaint MichaelsMD21663








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,520/mo, and a $2,349/mo payment. Purchase price stands at $479,999, and rental yield measures 6.3% with $2,520/mo rent. Return on cash invested shows 16.4% in year one, and 5% annual appreciation builds toward $132,615 over five years. Five-year ROI reaches 84.06% and total cumulative return in cash records $133,756. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,520/mo property income covering a $2,349/mo payment rather than investor’s personal income.
Single Family
Built in N/A
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21663, Saint Michaels, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,116 (100%) |
| Owner Occupied HU | 1,125 (53.2%) |
| Renter Occupied HU | 394 (18.6%) |
| Vacant Housing Units | 597 (28.2%) |
| Median Home Value | $691,382 |
| Average Home Value | $890,696 |
Housing Distribution
Address Breakdown
Residential
1,549
Single Family
1,549
Multi-Family
0
Businesses
211
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Listed by: Chance Stem • LPT Realty, LLC
Mls Name: Bright MLS
Mls ID: #MDTA2011960







