2157 Scotts Crossing Ct APT 204, Annapolis, MD, 21401 | $525/mo Cash Flow

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2157 Scotts Crossing Ct APT 204, Annapolis, MD, 21401 | $525/mo Cash Flow | Ziffy

For Sale

Listed for sale 5 days ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Annapolis at 2157 Scotts Crossing Ct APT 204, Annapolis, MD, 21401 offers a 9.27% rental yield on a $349,000 purchase with $2,695/mo rent. Total monthly income registers $2,695/mo, and a $1,708/mo payment leaves $525/mo available for distribution. Annual cash flow reaches $6,295/yr on $115,694 to close, and return on cash invested stands at 25.35% in year one. Equity gained on principal adds $2,252/yr while 5% annual appreciation supports $96,422 over five years. Portfolio math shows five-year ROI at 132.07% and total cumulative return in cash at $152,796. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,695/mo property income against a $1,708/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 2002

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to this move-in ready, updated two-bedroom, two-bathroom Annapolis condo, ideally located just minutes from Downtown Annapolis, the Naval Academy, and major commuter routes. The eat-in kitchen features ample cabinet storage, a pantry, and updated countertops, offering both functionality and style. The primary suite includes a walk-in closet and a private en-suite bathroom with double vanities and a tub/shower combination. Additional highlights include a private balcony, a dedicated laundry room, secure entry and ample community parking. Enjoy low-maintenance condo living with easy access to Annapolis Mall, local shopping and dining, major commuter routes to DC and Baltimore, and the Chesapeake Bay Bridge, making this home ideal for primary living or a second home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21401, Annapolis, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,760 (100%)
Owner Occupied HU	10,993 (55.6%)
Renter Occupied HU	7,111 (36.0%)
Vacant Housing Units	1,656 ( 8.4%)
Median Home Value	$657,978
Average Home Value	$740,220