2157 Blacksmith St #14Fort LuptonCO80621
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2157 Blacksmith St #14, Fort Lupton, CO, 80621 in Fort Lupton is a solid income-producing rental, 9.24% gross yield, $1,039/mo rent, $243/mo net cash flow on a $129,995 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $35,915 and $1,197/yr in principal reduction project a total cumulative return of $67,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.2% |
| Monthly Cash Flow | $243 | $300 |
City averages based on Fort Lupton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,039 |
| Total Monthly Debt Service | $706 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80621, Fort Lupton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,625 (100%) |
| Owner Occupied HU | 4,243 (75.4%) |
| Renter Occupied HU | 1,214 (21.6%) |
| Vacant Housing Units | 168 ( 3.0%) |
| Median Home Value | $468,879 |
| Average Home Value | $534,785 |
Housing Distribution
Address Breakdown
Residential
5,306
Single Family
5,080
Multi-Family
226
Businesses
476
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80621, Fort Lupton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,625 (100%) |
| Owner Occupied HU | 4,243 (75.4%) |
| Renter Occupied HU | 1,214 (21.6%) |
| Vacant Housing Units | 168 ( 3.0%) |
| Median Home Value | $468,879 |
| Average Home Value | $534,785 |
Housing Distribution
Address Breakdown
Residential
5,306
Single Family
5,080
Multi-Family
226
Businesses
476
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Areanna Torres • Sun Homes
Mls Name: Sun Homes Manufactured
Mls Provider:
Mls ID: #N/A