21552 Chicken Point RdTilghmanMD21671
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.73% gross rental yield, 21552 Chicken Point Rd, Tilghman, MD, 21671 in Tilghman is priced for capital growth, not immediate cash flow. The $995,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $274,900 by year five, with $9,164/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.69) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $178,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.2% |
| Monthly Cash Flow | $(3,098) | $450 |
City averages based on Tilghman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,090 |
| Total Monthly Debt Service | $5,793 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21671, Tilghman, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 619 (100%) |
| Owner Occupied HU | 311 (50.2%) |
| Renter Occupied HU | 67 (10.8%) |
| Vacant Housing Units | 241 (38.9%) |
| Median Home Value | $446,364 |
| Average Home Value | $478,561 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21671, Tilghman, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 619 (100%) |
| Owner Occupied HU | 311 (50.2%) |
| Renter Occupied HU | 67 (10.8%) |
| Vacant Housing Units | 241 (38.9%) |
| Median Home Value | $446,364 |
| Average Home Value | $478,561 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices