2155 Citation St, Sumter, SC, 29153 | $208/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Sumter at 2155 Citation St, Sumter, SC, 29153 offers $1,800/mo rent that, after a $1,284/mo payment, leaves $208/mo cash flow. Total monthly income is $1,800/mo, and annual cash flow is $2,501/yr on $86,949 cash. Return on cash invested measures 22.79% in year one, and rental yield stands at 8.24% at a $262,290 entry. Equity gained on principal adds $1,693/yr while 5% annual appreciation compounds into $72,466 by year five. Five-year ROI records 118.14% and total cumulative return in cash reaches $102,724. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,800/mo property income versus a $1,284/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

7,405 sqft lot

$N/A/sqft

$360 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29153, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,840 (100%)
Owner Occupied HU	4,558 (66.6%)
Renter Occupied HU	1,622 (23.7%)
Vacant Housing Units	660 ( 9.6%)
Median Home Value	$184,715
Average Home Value	$212,384