2153 Campton CirGold RiverCA95670
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2153 Campton Cir, Gold River, CA, 95670 in Gold River at $860,000, 5.79% gross yield, is a market-growth asset. Rental yield 5.79%. The $4,152/mo rent partially funds the $3,867/mo debt service; the core return is the 5%/yr price growth projected to add $237,602 over five years. Ziffy Mortgage's DSCR mortgage (1.07) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $224,022.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.5% |
| Monthly Cash Flow | $(1,617) | $1,200 |
City averages based on Gold River market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,152 |
| Total Monthly Debt Service | $5,427 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
10,646 sqft lot
$N/A/sqft
$196 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95670, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,099 (100%) |
| Owner Occupied HU | 12,237 (53.0%) |
| Renter Occupied HU | 10,129 (43.9%) |
| Vacant Housing Units | 733 ( 3.2%) |
| Median Home Value | $529,719 |
| Average Home Value | $562,530 |
Housing Distribution
Address Breakdown
Residential
22,484
Single Family
18,510
Multi-Family
3,974
Businesses
1,456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
10,646 sqft lot
$N/A/sqft
$196 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95670, Rancho Cordova, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,099 (100%) |
| Owner Occupied HU | 12,237 (53.0%) |
| Renter Occupied HU | 10,129 (43.9%) |
| Vacant Housing Units | 733 ( 3.2%) |
| Median Home Value | $529,719 |
| Average Home Value | $562,530 |
Housing Distribution
Address Breakdown
Residential
22,484
Single Family
18,510
Multi-Family
3,974
Businesses
1,456
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tamara Bish • GUIDE Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225056002