2151 Mount Moriah Rd, Pell City, AL, 35125 | $95/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pell City at 2151 Mount Moriah Rd, Pell City, AL, 35125 offers a 7.23% rental yield on a $248,900 purchase with $1,500/mo rent. Total monthly income registers $1,500/mo, and a $1,218/mo payment leaves $95/mo available for distribution. Annual cash flow reaches $1,144/yr on $82,510 to close, and return on cash invested stands at 21.3% in year one. Equity gained on principal adds $1,606/yr while 5% annual appreciation supports $68,766 over five years. Portfolio math shows five-year ROI at 109.59% and total cumulative return in cash at $90,421. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,500/mo property income against a $1,218/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Manufactured

Built in 2025

3.70 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35125, Pell City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,729 (100%)
Owner Occupied HU	3,075 (65.0%)
Renter Occupied HU	1,288 (27.2%)
Vacant Housing Units	366 ( 7.7%)
Median Home Value	$245,822
Average Home Value	$272,481