215 Vernons VwDahlonegaGA30533
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 215 Vernons Vw, Dahlonega, GA, 30533 in Dahlonega speaks for itself: 23.3% gross on a $154,500 price, generating $3,000/mo in rent and $2,060/mo in net income after the $695/mo debt service. DSCR 4.32, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $24,716 stacks alongside $42,686 in projected five-year appreciation and $1,423/yr in principal reduction. Projected total cumulative return: $191,050.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.3% | 6.0% |
| Monthly Cash Flow | $2,060 | $400 |
City averages based on Dahlonega market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $879 |
| DSCR Ratio | 3.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30533, Dahlonega, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,638 (100%) |
| Owner Occupied HU | 7,745 (66.5%) |
| Renter Occupied HU | 2,668 (22.9%) |
| Vacant Housing Units | 1,225 (10.5%) |
| Median Home Value | $348,746 |
| Average Home Value | $401,596 |
Housing Distribution
Address Breakdown
Residential
11,087
Single Family
10,973
Multi-Family
114
Businesses
911
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30533, Dahlonega, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,638 (100%) |
| Owner Occupied HU | 7,745 (66.5%) |
| Renter Occupied HU | 2,668 (22.9%) |
| Vacant Housing Units | 1,225 (10.5%) |
| Median Home Value | $348,746 |
| Average Home Value | $401,596 |
Housing Distribution
Address Breakdown
Residential
11,087
Single Family
10,973
Multi-Family
114
Businesses
911
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices