215 Upland AveYoungstownOH44504
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 215 Upland Ave, Youngstown, OH, 44504 in Youngstown at $170,000 earns $1,318/mo in rent and nets $200/mo after the $764/mo payment, a 9.3% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $46,968 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,566/yr in principal paydown, total projected return reaches $77,628.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 9.2% |
| Monthly Cash Flow | $200 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,318 |
| Total Monthly Debt Service | $1,051 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44504, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 721 (35.8%) |
| Renter Occupied HU | 918 (45.6%) |
| Vacant Housing Units | 375 (18.6%) |
| Median Home Value | $86,778 |
| Average Home Value | $161,130 |
Housing Distribution
Address Breakdown
Residential
1,696
Single Family
1,339
Multi-Family
357
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44504, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 721 (35.8%) |
| Renter Occupied HU | 918 (45.6%) |
| Vacant Housing Units | 375 (18.6%) |
| Median Home Value | $86,778 |
| Average Home Value | $161,130 |
Housing Distribution
Address Breakdown
Residential
1,696
Single Family
1,339
Multi-Family
357
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Sokol • Realty Reimagined
Mls Name: MLS Now
Mls ID: #5166792