215 Spruce Dr, Kyle, TX, 78640 | $175/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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215 Spruce Dr, Kyle, TX, 78640 | $175/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Kyle at 215 Spruce Dr, Kyle, TX, 78640 uses $115,694 cash to close to unlock $2,105/yr annual cash flow and $175/mo monthly cash flow. Total monthly income runs $2,657/mo, and a $1,708/mo payment keeps the spread at $175/mo. Purchase price stands at $349,000, and rental yield measures 9.14% with $2,657/mo rent. Return on cash invested shows 21.73% in year one, and 5% annual appreciation builds toward $96,422 over five years. Five-year ROI reaches 113.82% and total cumulative return in cash records $131,688. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,657/mo property income covering a $1,708/mo payment rather than investor’s personal income.

Single Family

Built in 2004

7,492 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome Home to this spacious and inviting two-story home perfectly designed for comfort and convenience. Offering 4 bedrooms and 2.5 baths, this residence features a desirable primary suite on the main floor, providing privacy and ease of living. Upstairs, youll find three generous guest bedrooms along with a large bonus area, ideal for a game room, second living space, office, or playroomflexible enough to fit your lifestyle needs. The home has been thoughtfully updated with a new water heater, fresh touch-up paint, and includes all appliances with the sale, making it truly move-in ready. Sitting on a spacious corner lot, the property offers added yard space, extra privacy, and great curb appeal. Whether you're hosting gatherings or enjoying quiet evenings at home, this lot provides plenty of room to relax and enjoy the outdoors.