215 Quarry StWhitehallPA18052
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 215 Quarry St, Whitehall, PA, 18052 in Whitehall at $1,700,000, 1.56% gross yield, is a market-growth asset. Rental yield 1.56%. The $2,208/mo rent partially funds the $7,644/mo debt service; the core return is the 5%/yr price growth projected to add $469,679 over five years. Ziffy Mortgage's DSCR mortgage (0.29) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $72,536.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(8,932) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,208 |
| Total Monthly Debt Service | $10,463 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1905
1.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1905
1.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Doug Frederick • HowardHanna TheFrederickGroup
Mls Name: GLVR
Mls ID: #759141