215 Grove StreetMount KiscoNY10549
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 215 Grove Street, Mount Kisco, NY, 10549 in Mount Kisco deserves attention. This $799,999 property earns $9,300/mo in rent, a 13.95% gross yield, and nets $3,958/mo after the $3,597/mo payment. DSCR 2.59 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $221,025 compounds alongside $7,368/yr in yearly equity build, for a total cumulative return of $559,771.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14% | 6.2% |
| Monthly Cash Flow | $3,958 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $9,300 |
| Total Monthly Debt Service | $5,024 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1952
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10549, Mount Kisco, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,436 (100%) |
| Owner Occupied HU | 3,933 (61.1%) |
| Renter Occupied HU | 2,091 (32.5%) |
| Vacant Housing Units | 412 ( 6.4%) |
| Median Home Value | $692,330 |
| Average Home Value | $845,324 |
Housing Distribution
Address Breakdown
Residential
6,194
Single Family
4,811
Multi-Family
1,383
Businesses
1,061
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1952
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10549, Mount Kisco, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,436 (100%) |
| Owner Occupied HU | 3,933 (61.1%) |
| Renter Occupied HU | 2,091 (32.5%) |
| Vacant Housing Units | 412 ( 6.4%) |
| Median Home Value | $692,330 |
| Average Home Value | $845,324 |
Housing Distribution
Address Breakdown
Residential
6,194
Single Family
4,811
Multi-Family
1,383
Businesses
1,061
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amid Baksh • YourHomeSold Guaranteed Realty
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #851256
Disclaimer: The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 OneKey MLS. All rights reserved.