215 Davis StCampbellsvilleKY42718
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 215 Davis St, Campbellsville, KY, 42718 in Campbellsville speaks for itself: 10.98% gross on a $169,000 price, generating $1,547/mo in rent and $518/mo in net income after the $760/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,219 stacks alongside $46,692 in projected five-year appreciation and $1,557/yr in principal reduction. Projected total cumulative return: $97,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 9.0% |
| Monthly Cash Flow | $518 | $300 |
City averages based on Campbellsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,547 |
| Total Monthly Debt Service | $961 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42718, Campbellsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,651 (100%) |
| Owner Occupied HU | 6,973 (59.8%) |
| Renter Occupied HU | 3,626 (31.1%) |
| Vacant Housing Units | 1,052 ( 9.0%) |
| Median Home Value | $187,583 |
| Average Home Value | $220,439 |
Housing Distribution
Address Breakdown
Residential
11,146
Single Family
11,085
Multi-Family
61
Businesses
806
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debbie Murray • Keller Williams First Choice Realty
Mls Name: South Central Kentucky AOR
Mls ID: #SC47583