215 Belmont StPhilipsburgMT59858
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Philipsburg at 215 Belmont St, Philipsburg, MT, 59858 offers $1,560/mo rent that, after a $1,463/mo payment. Total monthly income is $1,560/mo. Return on cash invested measures 17.64% in year one, and rental yield stands at 6.26% at a $299,000 entry. Equity gained on principal adds $1,929/yr while 5% annual appreciation compounds into $82,608 by year five. Five-year ROI records 90.24% and total cumulative return in cash reaches $89,446. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,560/mo property income versus a $1,463/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1964
3,789 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59858, Philipsburg, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,342 (100%) |
| Owner Occupied HU | 684 (51.0%) |
| Renter Occupied HU | 188 (14.0%) |
| Vacant Housing Units | 470 (35.0%) |
| Median Home Value | $400,000 |
| Average Home Value | $543,048 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
359
Multi-Family
1
Businesses
112
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Listed by: Charity Therriault • Clearwater Montana Properties - Philipsburg
Mls Name: MRMLS
Mls ID: #30055141