2146 W Sunset Pointe DrCedar CityUT84720
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2146 W Sunset Pointe Dr, Cedar City, UT, 84720 in Cedar City worth study. Rental yield 4.67%. The 4.67% gross yield is below cash-flow benchmarks at $725,000, but 5% annual appreciation, adding $200,304 over five years, frames this as a capital growth position. Rent of $2,824/mo partially offsets the $3,260/mo payment. Ziffy Mortgage finances appreciation-play properties (0.87 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $181,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 5.8% |
| Monthly Cash Flow | $(1,436) | $1,250 |
City averages based on Cedar City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,824 |
| Total Monthly Debt Service | $3,971 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.42 Acres lot
$N/A/sqft
$120 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.42 Acres lot
$N/A/sqft
$120 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Landon Anglin • Re/Max Properties
Mls Name: WCBR
Mls ID: #25-259548
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