2146 Penasquitas DrAptosCA95003








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Aptos at 2146 Penasquitas Dr, Aptos, CA, 95003 priced at $995,000 converts $6,460/mo rent into $23/mo cash flow after a $4,870/mo obligation. Total monthly income equals $6,460/mo, and annual cash flow totals $279/yr on $327,355 invested. Return on cash invested prints 20.15% in year one, and rental yield reads 7.79% against a $995,000 entry. Equity gained on principal adds $6,421/yr, while 5% annual appreciation compiles into $274,900 by year five. Five-year ROI reaches 104.45% and total cumulative return in cash sums $341,922. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $6,460/mo property income covering a $4,870/mo payment, not borrower’s personal income.
Condo
Built in 1983
N/A lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95003, Aptos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,822 (100%) |
| Owner Occupied HU | 7,214 (61.0%) |
| Renter Occupied HU | 2,772 (23.4%) |
| Vacant Housing Units | 1,836 (15.5%) |
| Median Home Value | $1,307,054 |
| Average Home Value | $1,327,400 |
Housing Distribution
Address Breakdown
Residential
10,756
Single Family
10,373
Multi-Family
383
Businesses
621
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Listed by: Tim Allen • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82022446
Disclaimer: Based on information from the MLSListings MLS as of 2025-09-23 10:21:22 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








