2144 W 182nd StTorranceCA90504
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Torrance at 2144 W 182nd St, Torrance, CA, 90504 projects strong ROI of 2.02%. Rental yield 1.59%. With 5% annual appreciation, the property builds $770,826 in value over five years. Equity growth combined delivers a projected five-year ROI of 23.58%, translating into $185,831 in total cumulative return on $788,175 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 4.5% |
| Monthly Cash Flow | $(13,551) | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,708 |
| Total Monthly Debt Service | $16,149 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1963
7,954 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1963
7,954 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices