2140 Fm 2213San AugustineTX75972
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2140 Fm 2213, San Augustine, TX, 75972 in San Augustine is capital appreciation. Rental yield 0%. The 0% gross yield at $800,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $221,025 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.05) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $184,579.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,793 |
| Total Monthly Debt Service | $5,371 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75972, San Augustine, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,758 (58.8%) |
| Renter Occupied HU | 572 (19.1%) |
| Vacant Housing Units | 658 (22.0%) |
| Median Home Value | $89,605 |
| Average Home Value | $216,874 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,567
Multi-Family
191
Businesses
259
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75972, San Augustine, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,758 (58.8%) |
| Renter Occupied HU | 572 (19.1%) |
| Vacant Housing Units | 658 (22.0%) |
| Median Home Value | $89,605 |
| Average Home Value | $216,874 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,567
Multi-Family
191
Businesses
259
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thaddius Watson • We Sell Texas
Mls Name: GTARMLS
Mls Provider:
Mls ID: #25006487
Disclaimer: IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed to be reliable but not guaranteed.