214 N Lake DrWinnieTX77665
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 214 N Lake Dr, Winnie, TX, 77665 in Winnie is straightforward: $285,000 in, $2,245/mo in rent, $219/mo out after debt service. The 9.45% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $78,740 by year five. With $2,625/yr in principal equity, the total cumulative return is projected at $123,275.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $219 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,245 |
| Total Monthly Debt Service | $1,913 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77665, Winnie, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,989 (100%) |
| Owner Occupied HU | 2,179 (72.9%) |
| Renter Occupied HU | 526 (17.6%) |
| Vacant Housing Units | 284 ( 9.5%) |
| Median Home Value | $229,167 |
| Average Home Value | $251,664 |
Housing Distribution
Address Breakdown
Residential
2,253
Single Family
2,209
Multi-Family
44
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77665, Winnie, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,989 (100%) |
| Owner Occupied HU | 2,179 (72.9%) |
| Renter Occupied HU | 526 (17.6%) |
| Vacant Housing Units | 284 ( 9.5%) |
| Median Home Value | $229,167 |
| Average Home Value | $251,664 |
Housing Distribution
Address Breakdown
Residential
2,253
Single Family
2,209
Multi-Family
44
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices