214 Lawson StTracyIA50256
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 214 Lawson St, Tracy, IA, 50256 in Tracy is capital appreciation. Rental yield 0%. The 0% gross yield at $225,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $62,163 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.0% |
| Monthly Cash Flow | $0 | $250 |
City averages based on Tracy market data in our database. Property projections are estimates.
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50256, Tracy, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 218 (100%) |
| Owner Occupied HU | 174 (79.8%) |
| Renter Occupied HU | 29 (13.3%) |
| Vacant Housing Units | 15 ( 6.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $229,511 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50256, Tracy, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 218 (100%) |
| Owner Occupied HU | 174 (79.8%) |
| Renter Occupied HU | 29 (13.3%) |
| Vacant Housing Units | 15 ( 6.9%) |
| Median Home Value | $195,000 |
| Average Home Value | $229,511 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
164
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices