214 Julie CirOakdaleLA71463
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 214 Julie Cir, Oakdale, LA, 71463 in Oakdale fits: $275,000, 5.7% gross yield, and a projected 5% annual appreciation rate adding $75,977 in value within five years. Rental yield 5.7%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.06) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,533/yr in principal paydown and $75,977 in appreciation project a total return of $78,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.0% |
| Monthly Cash Flow | $(397) | $950 |
City averages based on Oakdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,307 |
| Total Monthly Debt Service | $1,594 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71463, Oakdale, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,756 (100%) |
| Owner Occupied HU | 2,143 (57.1%) |
| Renter Occupied HU | 994 (26.5%) |
| Vacant Housing Units | 619 (16.5%) |
| Median Home Value | $130,131 |
| Average Home Value | $187,190 |
Housing Distribution
Address Breakdown
Residential
3,189
Single Family
3,059
Multi-Family
130
Businesses
349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71463, Oakdale, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,756 (100%) |
| Owner Occupied HU | 2,143 (57.1%) |
| Renter Occupied HU | 994 (26.5%) |
| Vacant Housing Units | 619 (16.5%) |
| Median Home Value | $130,131 |
| Average Home Value | $187,190 |
Housing Distribution
Address Breakdown
Residential
3,189
Single Family
3,059
Multi-Family
130
Businesses
349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices