214 3rd St #A, Lowell, MA, 01850 | $409/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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214 3rd St #A, Lowell, MA, 01850 | $409/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at 214 3rd St #A, Lowell, MA, 01850 listed at $334,900 pairs $2,520/mo rent with a $1,639/mo payment to leave $409/mo cash flow. Total monthly income runs $2,520/mo, and annual cash flow reaches $4,912/yr on $111,019 cash to close. Return on cash invested measures 24.33% in year one, and rental yield registers 9.03% at a $334,900 basis. Equity gained on principal adds $2,161/yr, and annual property appreciation at 5% supports $92,527 by year five. Five-year ROI tracks 126.74% and total cumulative return in cash totals $140,701. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,520/mo property income relative to a $1,639/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1851

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to Unit A, 214 3rd Street, Lowell, MA, where elegance meets charm in this delightful 2-bedroom, 1-bathroom garden-style condominium. Enjoy single level living in this 1,089 sq. ft. home nestled atop Christian Hill. The condo boasts stunning ornate detailing, with gorgeous Victorian crown molding and original hardwood and wood plank floors throughout. Unique floor-to-ceiling windows with custom shutters allow for abundant natural light as well as filtered light. The upgraded kitchen includes granite tile countertops and under-cabinet lighting. Marvel at the breathtaking city views both day and night from the comfort of your home. Benefit from the convenience of in-unit washer/dryer, a deck with private outdoor space, and modern central FHA heat and central air conditioning. This home offers a blend of historic majesty and modern comfort. Don't miss out on this unique opportunity!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01850, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,045 (100%)
Owner Occupied HU	2,680 (44.3%)
Renter Occupied HU	3,077 (50.9%)
Vacant Housing Units	288 ( 4.8%)
Median Home Value	$443,973
Average Home Value	$483,436