21389 SW 102nd StDunnellonFL34432
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 21389 SW 102nd St, Dunnellon, FL, 34432 in Dunnellon worth modelling. At $311,000 with a 8.57% gross yield, the $2,220/mo rent leaves $136/mo after the $1,398/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.59 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $85,924 by year five; $2,864/yr in principal reduction adds further equity. Total projected return: $127,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.0% |
| Monthly Cash Flow | $136 | $350 |
City averages based on Dunnellon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,960 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
1 Acres lot
$N/A/sqft
$243 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
1 Acres lot
$N/A/sqft
$243 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Caruso • We Sell Sunshine Realty LLC
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #845375
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.