2136 South 97th STREETWest AllisWI53227
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2136 South 97th STREET, West Allis, WI, 53227 in West Allis earns a respectable 8.1% gross yield at $212,500, but after the $956/mo mortgage the net cash flow is $9/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.50) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $58,710 over five years, making equity the dominant return driver. Total projected return: $81,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $9 | $850 |
City averages based on West Allis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,435 |
| Total Monthly Debt Service | $1,342 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53227, Milwaukee, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,108 (100%) |
| Owner Occupied HU | 5,537 (49.8%) |
| Renter Occupied HU | 5,150 (46.4%) |
| Vacant Housing Units | 421 ( 3.8%) |
| Median Home Value | $243,923 |
| Average Home Value | $271,411 |
Housing Distribution
Address Breakdown
Residential
11,136
Single Family
7,204
Multi-Family
3,932
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53227, Milwaukee, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,108 (100%) |
| Owner Occupied HU | 5,537 (49.8%) |
| Renter Occupied HU | 5,150 (46.4%) |
| Vacant Housing Units | 421 ( 3.8%) |
| Median Home Value | $243,923 |
| Average Home Value | $271,411 |
Housing Distribution
Address Breakdown
Residential
11,136
Single Family
7,204
Multi-Family
3,932
Businesses
878
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn O'Keefe • Dream Realty LLC
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1912215
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.