2136 4th StHughsonCA95326
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2136 4th St, Hughson, CA, 95326 in Hughson. At $389,900 it earns $2,849/mo in rent and distributes $437/mo to the owner after the $1,753/mo payment, a consistent 8.77% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $107,722 in value; $3,591/yr in principal paydown compounds ownership stake. Total projected return: $176,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $437 | $1,200 |
City averages based on Hughson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,849 |
| Total Monthly Debt Service | $2,257 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95326, Hughson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,793 (100%) |
| Owner Occupied HU | 2,536 (66.9%) |
| Renter Occupied HU | 1,095 (28.9%) |
| Vacant Housing Units | 162 ( 4.3%) |
| Median Home Value | $547,089 |
| Average Home Value | $634,353 |
Housing Distribution
Address Breakdown
Residential
3,053
Single Family
2,865
Multi-Family
188
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gladys Aguilera • Century 21 Select Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225125290