2135 S 95th StLincolnNE68520
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.23% yield at 2135 S 95th St, Lincoln, NE, 68520 in Lincoln is solid, but the $2,606/mo payment compresses net cash flow to $62/mo at $579,497. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $160,104 by year five, and $5,337/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.53) without U.S. income documentation. Total projected return: $225,224.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $62 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,976 |
| Total Monthly Debt Service | $3,683 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
- 4 Bed
- 3 Bath
- 3520 sft
- 4 Bed
- 3 Bath
- 2952 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
- 4 Bed
- 3 Bath
- 3520 sft
- 4 Bed
- 3 Bath
- 2952 sft
Nearby investment properties with comparable prices