2135 N Grapevine RdCharlestonWV25320
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2135 N Grapevine Rd, Charleston, WV, 25320 in Charleston. Priced at $113,000, it generates $1,336/mo in gross rent and $682/mo in net monthly cash flow, a 14.18% yield that comfortably supports the 2.63 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,181. Five-year appreciation: $31,220. Equity from principal paydown: $1,041/yr. Total projected cumulative return: $86,594.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 9.8% |
| Monthly Cash Flow | $682 | $425 |
City averages based on Charleston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,336 |
| Total Monthly Debt Service | $609 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25320, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,544 (100%) |
| Owner Occupied HU | 1,756 (69.0%) |
| Renter Occupied HU | 507 (19.9%) |
| Vacant Housing Units | 281 (11.0%) |
| Median Home Value | $178,968 |
| Average Home Value | $220,038 |
Housing Distribution
Address Breakdown
Residential
2,312
Single Family
2,312
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25320, Charleston, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,544 (100%) |
| Owner Occupied HU | 1,756 (69.0%) |
| Renter Occupied HU | 507 (19.9%) |
| Vacant Housing Units | 281 (11.0%) |
| Median Home Value | $178,968 |
| Average Home Value | $220,038 |
Housing Distribution
Address Breakdown
Residential
2,312
Single Family
2,312
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amber Mouser • Sold Sisters Realty, LLC
Mls Name: KVBR
Mls Provider:
Mls ID: #276324
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.