21331 Big Woods Rd #WFNRE2DickersonMD20842
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 21331 Big Woods Rd #WFNRE2, Dickerson, MD, 20842 in Dickerson: $6,456/mo in rent, $567/mo in net income, 8.18% gross yield, 1.52 DSCR, all at $946,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $261,583 in appreciation and $8,720/yr in principal paydown projects total cumulative return of $395,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.5% |
| Monthly Cash Flow | $567 | $350 |
City averages based on Dickerson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,456 |
| Total Monthly Debt Service | $5,512 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20842, Dickerson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 883 (100%) |
| Owner Occupied HU | 694 (78.6%) |
| Renter Occupied HU | 113 (12.8%) |
| Vacant Housing Units | 76 ( 8.6%) |
| Median Home Value | $927,386 |
| Average Home Value | $1,019,164 |
Housing Distribution
Address Breakdown
Residential
751
Single Family
751
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20842, Dickerson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 883 (100%) |
| Owner Occupied HU | 694 (78.6%) |
| Renter Occupied HU | 113 (12.8%) |
| Vacant Housing Units | 76 ( 8.6%) |
| Median Home Value | $927,386 |
| Average Home Value | $1,019,164 |
Housing Distribution
Address Breakdown
Residential
751
Single Family
751
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices