2131 Welsh Rd APT 207PhiladelphiaPA19115
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 2131 Welsh Rd APT 207, Philadelphia, PA, 19115 in Philadelphia achieves a 1.56 ratio at $219,900: $1,545/mo rent versus $989/mo debt service. Rental yield 8.43%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.43% yield compounds alongside 5% annual appreciation projecting $60,754 in value. Total projected cumulative return: $90,449.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.8% |
| Monthly Cash Flow | $(246) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,545 |
| Total Monthly Debt Service | $1,353 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Mallin-Marquette • BHHS Fox & Roach-Jenkintown
Mls Name: Bright MLS
Mls ID: #PAPH2571066