213 Northridge CirHodgenvilleKY42748
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 213 Northridge Cir, Hodgenville, KY, 42748 in Hodgenville earns a 7.99% gross yield at $389,900. Rent of $2,686/mo nets $223/mo after the $1,753/mo mortgage. The 1.53 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $107,722 and $3,591/yr in equity accumulation project a total cumulative return of $167,849.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $223 | $550 |
City averages based on Hodgenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,686 |
| Total Monthly Debt Service | $2,218 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42748, Hodgenville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,718 (65.6%) |
| Renter Occupied HU | 1,068 (25.8%) |
| Vacant Housing Units | 356 ( 8.6%) |
| Median Home Value | $191,453 |
| Average Home Value | $239,151 |
Housing Distribution
Address Breakdown
Residential
3,967
Single Family
3,941
Multi-Family
26
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42748, Hodgenville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,718 (65.6%) |
| Renter Occupied HU | 1,068 (25.8%) |
| Vacant Housing Units | 356 ( 8.6%) |
| Median Home Value | $191,453 |
| Average Home Value | $239,151 |
Housing Distribution
Address Breakdown
Residential
3,967
Single Family
3,941
Multi-Family
26
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Ward • River Brook Realty LLC
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25001791
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.