213 Melville RoadHuntington StationNY11746
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 213 Melville Road, Huntington Station, NY, 11746 in Huntington Station. At $710,000 it earns $5,782/mo in rent and distributes $1,040/mo to the owner after the $3,366/mo payment, a consistent 9.77% yield. DSCR 1.72 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $196,160 in value; $5,952/yr in principal paydown compounds ownership stake. Total projected return: $324,333.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $1,040 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,782 |
| Total Monthly Debt Service | $4,632 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11746, Huntington Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,393 (100%) |
| Owner Occupied HU | 17,511 (78.2%) |
| Renter Occupied HU | 3,927 (17.5%) |
| Vacant Housing Units | 955 ( 4.3%) |
| Median Home Value | $710,328 |
| Average Home Value | $770,182 |
Housing Distribution
Address Breakdown
Residential
20,290
Single Family
19,732
Multi-Family
558
Businesses
1,537
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Luis M. Diaz • Real Broker NY LLC
Mls Name: OneKey MLS as distributed by MLS GRID
Mls Provider:
Mls ID: #1064210
