213 Irvine PassLiberty HillTX78642
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 213 Irvine Pass, Liberty Hill, TX, 78642 in Liberty Hill is capital appreciation. Rental yield 4.17%. The 4.17% gross yield at $863,990 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $238,705 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.77) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $122,408.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(3,250) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $5,906 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
10,454 sqft lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78642, Liberty Hill, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,791 (100%) |
| Owner Occupied HU | 10,161 (86.2%) |
| Renter Occupied HU | 979 ( 8.3%) |
| Vacant Housing Units | 651 ( 5.5%) |
| Median Home Value | $574,824 |
| Average Home Value | $615,854 |
Housing Distribution
Address Breakdown
Residential
11,590
Single Family
11,200
Multi-Family
390
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
10,454 sqft lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78642, Liberty Hill, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,791 (100%) |
| Owner Occupied HU | 10,161 (86.2%) |
| Renter Occupied HU | 979 ( 8.3%) |
| Vacant Housing Units | 651 ( 5.5%) |
| Median Home Value | $574,824 |
| Average Home Value | $615,854 |
Housing Distribution
Address Breakdown
Residential
11,590
Single Family
11,200
Multi-Family
390
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Greg Smith • RGS Realty LLC
Mls Name: Unlock MLS
Mls Provider:
Mls ID: #3238713
Disclaimer: Based on information from Unlock MLS (alternatively, from ACTRIS) for the period through 2026-02-09 00:11:21 PST. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market. Information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#27)