213 Floral DrHillsboroKS67063
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 213 Floral Dr, Hillsboro, KS, 67063 in Hillsboro at $250,000 earns $1,849/mo in rent and nets $186/mo after the $1,124/mo payment, a 8.88% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.65 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $107,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.0% |
| Monthly Cash Flow | $186 | $350 |
City averages based on Hillsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,849 |
| Total Monthly Debt Service | $1,564 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67063, Hillsboro, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,572 (100%) |
| Owner Occupied HU | 1,042 (66.3%) |
| Renter Occupied HU | 316 (20.1%) |
| Vacant Housing Units | 214 (13.6%) |
| Median Home Value | $144,588 |
| Average Home Value | $169,669 |
Housing Distribution
Address Breakdown
Residential
1,454
Single Family
1,400
Multi-Family
54
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67063, Hillsboro, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,572 (100%) |
| Owner Occupied HU | 1,042 (66.3%) |
| Renter Occupied HU | 316 (20.1%) |
| Vacant Housing Units | 214 (13.6%) |
| Median Home Value | $144,588 |
| Average Home Value | $169,669 |
Housing Distribution
Address Breakdown
Residential
1,454
Single Family
1,400
Multi-Family
54
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices