213 E 5th StOnagaKS66521
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 213 E 5th St, Onaga, KS, 66521 in Onaga, $239,000, 8.53% gross yield, $109/mo net income. Consider it a market-entry position, the $1,699/mo rent covers the $1,075/mo payment with a margin, and 5%/yr appreciation is projected to add $66,031 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.58) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $98,113.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $109 | $500 |
City averages based on Onaga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,699 |
| Total Monthly Debt Service | $1,495 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66521, Onaga, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 698 (100%) |
| Owner Occupied HU | 432 (61.9%) |
| Renter Occupied HU | 165 (23.6%) |
| Vacant Housing Units | 101 (14.5%) |
| Median Home Value | $197,115 |
| Average Home Value | $269,948 |
Housing Distribution
Address Breakdown
Residential
565
Single Family
558
Multi-Family
7
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66521, Onaga, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 698 (100%) |
| Owner Occupied HU | 432 (61.9%) |
| Renter Occupied HU | 165 (23.6%) |
| Vacant Housing Units | 101 (14.5%) |
| Median Home Value | $197,115 |
| Average Home Value | $269,948 |
Housing Distribution
Address Breakdown
Residential
565
Single Family
558
Multi-Family
7
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices