213 E 4th StCyrusMN56323
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 213 E 4th St, Cyrus, MN, 56323 in Cyrus. At $129,900 it earns $1,169/mo in rent and distributes $358/mo to the owner after the $584/mo payment, a consistent 10.8% yield. DSCR 2.00 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $35,889 in value; $1,196/yr in principal paydown compounds ownership stake. Total projected return: $72,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 7.2% |
| Monthly Cash Flow | $358 | $350 |
City averages based on Cyrus market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,169 |
| Total Monthly Debt Service | $759 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1898
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56323, Cyrus, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 261 (100%) |
| Owner Occupied HU | 198 (75.9%) |
| Renter Occupied HU | 39 (14.9%) |
| Vacant Housing Units | 24 ( 9.2%) |
| Median Home Value | $306,122 |
| Average Home Value | $355,947 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
168
Multi-Family
24
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1898
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56323, Cyrus, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 261 (100%) |
| Owner Occupied HU | 198 (75.9%) |
| Renter Occupied HU | 39 (14.9%) |
| Vacant Housing Units | 24 ( 9.2%) |
| Median Home Value | $306,122 |
| Average Home Value | $355,947 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
168
Multi-Family
24
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices