2128 Retama DrZapataTX78076








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Zapata at 2128 Retama Dr, Zapata, TX, 78076 uses $45,747 cash to close to unlock $1,405/yr annual cash flow and $117/mo monthly cash flow. Total monthly income runs $1,098/mo, and a $675/mo payment keeps the spread at $117/mo. Purchase price stands at $138,000, and rental yield measures 9.55% with $1,098/mo rent. Return on cash invested shows 22.98% in year one, and 5% annual appreciation builds toward $38,127 over five years. Five-year ROI reaches 120.6% and total cumulative return in cash records $55,170. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,098/mo property income covering a $675/mo payment rather than investor’s personal income.
Single Family
Built in 2001
5,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78076, Zapata, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,833 (100%) |
| Owner Occupied HU | 3,383 (58.0%) |
| Renter Occupied HU | 918 (15.7%) |
| Vacant Housing Units | 1,532 (26.3%) |
| Median Home Value | $109,464 |
| Average Home Value | $178,795 |
Housing Distribution
Address Breakdown
Residential
5,154
Single Family
5,154
Multi-Family
0
Businesses
350
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Listed by: Liz Mendoza • Cornerstone Real Estate Group
Mls Name: LAR
Mls Provider:
Mls ID: #20251353
Disclaimer: 2025 Laredo Multiple Listing Service. Information is deemed to be reliable but not guaranteed. Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.





